10 Reasons To Use Eco Cleaner Today

1. Make Your Home Safer

Warning! Flammable! Toxic! With labels like these on some conventional cleaning products, you get a pretty good idea that they aren’t really that safe. Many chemicals (e.g., chlorine and ammonia) when mixed together can be downright dangerous. Small children and pets are especially vulnerable due to higher exposure levels because of their size. Plus, household cleaning supplies are one of the top five substance classes accounting for calls to the National Poison Control Center according to its 2010 annual report. So, minimize your risk with green cleaning products that aren’t toxic or as dangerous!

2. Protect Your Health

Feel better with green cleaning products – literally. Unlike conventional cleaning products, you’ll know what you’re using won’t harm you, your family, or your pets. Symptoms such as coughing, sneezing, skin rashes, headaches, and more may “mysteriously” disappear once you stop using toxic cleaning chemicals. Considering many of the hazardous chemicals in conventional products are often carcinogens, neurotoxins, mutagens, teratogens, orendocrine disrupters, it is definitely worth ditching them in favor of natural green cleaning products.

3. Clean Up Your Indoor Air

Did you know that the use of conventional cleaning products can contribute to higher pollution indoors than outdoors? Volatile Organic Compounds (VOCs), which have been associated with a host of health problems like damage to the liver, kidneys, and central nervous system, are released when products are used and stored and can also linger in the air long after use according to the article “An Introduction to Indoor Air Quality” by the Environmental Protection Agency (EPA). That’s nothing to cough at. Breathe easier knowing that this is not a problem with cleaning products that are truly green.

4. Help the Environment

When you choose to use green cleaning products, you are making a vote to protect the environment so to speak. Most ideal green cleaning products are made using sustainable manufacturing practices and naturally derived, safe, non-toxic, and biodegradable ingredients that don’t negatively impact the environment. On the other hand, some conventional cleaning products contain ingredients that are toxic, hazardous, non-biodegradable, and from non-renewable resources like petroleum, so they adversely affect the the earth’s eco-systems.

5. Save Some Money

Add some green to your pocketbook by making your own green cleaning products. Or, save money by buying eco-friendly all-purpose cleaners that do multiple jobs, so you won’t have to purchase other products. Also, with more and more manufacturers entering the green cleaning scene, natural products are often competitively priced with their conventional, chemical-laden counterparts, and in some cases even cheaper.

6. Make Cleaning Easier

It’s much easier to have a few products that take care of your general cleaning needs than a whole arsenal of toxic products. For example, vinegar can easily replace mold and mildew removers, window cleaners, all-purpose cleaners, toilet bowl cleaners, and more. So, you can often tackle multiple cleaning jobs in your home without switching products as you clean! Plus, you don’t have to worry about getting bleach stains on your clothes or accidentally mixing dangerous chemcials together as you clean, when you go green!

7. Give Back to Your Community

Many manufacturers of green cleaning products take social responsibility very seriously and often give a portion of their profits to organizations that further social, environmental, and educational change, for example. So, purchasing products from these companies means you are also giving a little back to your community, whether local or global.

8. Know What’s in Your Products

Manufacturers of cleaning products aren’t required by the U.S. government to divulge ingredients; however, many green cleaning manufacturers make it their policy to be fully transparent, whereas some conventional manufacturers don’t and may only list a portion of their ingredients.

9. Become a Green Role Model

Once you start using eco-friendly, green cleaning products and tools and see how well they work, others will most likely follow suit. So, don’t be shy about green cleaning at home or the office. As more join in, it means a healthier planet for us all to enjoy! Also, setting an example for children guarantees a brighter future for our planet as well.

10. Create Your Own Products

Try on your creative side by making some of your own green cleaning products, such as thisaromatherapy cleanser, with eco-friendly green cleaning ingredients and supplies. You will not only save money and time shopping, but can also customize products to suit your needs by using different natural ingredients, such as essential oils.

Pro Tip: Did you know you can use Eco Cleaner as a hardwood floor cleaner? Learn more at www.hardwoodvacuum.net

Top Tips For Getting a Low VA Rate in Houston

If you are in the process of trying to find the best VA lender near 77007, be sure that they are offer the easiest buyer experiences. In spite of everything, it’s up to businesses who need your enterprise to please you. If you really feel that you simply, as a buyer, want to evolve to a VA mortgage broker’s needs, then go with another VA mortgage lender more suited to you.

Do you wonder how you’ll afford a new home? Maybe you are confused by the number of home mortgages available and if they make home ownership within your means? No matter why you are here, anyone can use the tips in the following article to better their knowledge about home mortgages.

VA Loan

Regardless of how much of a loan you’re pre-approved for, know how much you can afford to spend on a home. Write out your budget. Include all your known expenses and leave a little extra for unforeseeable expenses that may pop up. Do not buy a more expensive home than you can afford.

Make sure that you narrow your scope to what you can realistically afford before you start shopping for a mortgage. This ensures you are able to live within your means and demonstrate to your lender that you are serious. This means setting a limit for monthly payments, based on what you can afford and not just what type of house you want. No matter how good the home you chose is, if you cannot afford it, you are bound to get into financial trouble.

Prepare your paperwork before applying for a mortgage. There are many items that a lender will require. These items include the last two or three years worth of tax returns, copies of each of your monthly credit card statements and installment loans. Three months bank statements and two months worth of pay stubs are also needed for approval.

You should know that some mortgage providers sometimes approve clients for loans they cannot really afford. It is up to you to make sure you will be able to make the payments on time over the next years. It is sometimes best to choose a smaller mortgage even though your mortgage provider is being generous.

A fixed-interest mortgage loan is almost always the best choice for new homeowners. Although most of your payments during the first few years will be heavily applied to the interest, your mortgage payment will remain the same for the life of the loan. Once you have earned equity, you may be able to refinance your loan at a lower interest rate.

Know what the going interest rate is. This will help you know when to lock in an interest rate. Many mortgage companies offer to lock you into a particular interest rate for a period of 30 to 60 days. If the interest rates increase, you are protected. If they decline you can opt for the new interest rate.

Although using money given to you as a gift from relatives for your downpayment is legal, make sue to document that the money is a gift. The lending institution may require a written statement from the donor and documentation about when the deposit to your bank account was made. Have this documentation ready for your lender.

Know your credit score and verify its accuracy. Identity theft is a common occurrence so go over your credit report carefully. Notify the agency of any inaccuracies immediately. Be particularly careful to verify the information regarding your credit limits. Make all your payments in a timely manner to improve your score.

You may be so excited about getting a new home that you go out and start buying all types of furniture. Unless you are paying for the furniture in cash, you need to hold off on this. You don’t want to open any lines of credit or make any large purchases until after your loan is closed.

If you have bad credit, avoid applying for a home mortgage. Although you may feel financially ready enough to handle the costs of a mortgage, you will not qualify for a good interest rate. This means you will end up paying a lot more over the life of your loan.

When rates are near the the bottom, you should consider buying a home. If you do not think that you will qualify for a mortgage, you should at least try. Having your own home is one of the best investments that you can make. Quit throwing away money into rent and try to get a mortgage and own your own home.

Boost your chances at of a lower mortgage rate by visiting your lender several months before submitting an application. Time is vital in the mortgage process.

Meeting with the lender months beforehand can help you fix issues like credit scores that could raise your rates. Usually when your offer is accepted, you will be quickly heading towards your closing date. This leaves little time to fix anything that could lower your rate.

If you’re wondering about finding the right mortgage, the tips here should have given you a decent start to begin your investigation. Buying the home of your dreams is easy with the right home loan. Use what you’ve gone over here wisely if you are searching for a home that you’ve dreamed of.