Archive for category Personal Product & Services
Your auto insurance quotes may be cut up to a half, if you know how to ask your insurer and take advantages of the numerous discounts the companies offer. Most insurers use discounts as a way to reward their clients and encourage them to become safer drivers. There are also discounts that can make life easier for certain more vulnerable groups of drivers. But the thing is that the insurers won’t rush providing you with these discounts, unless you ask them properly. In order to benefit from the discounts you can opt for it is important to learn about the most widespread discounts and the situations in which they apply. To make it a bit easier for you, here’s a brief overview of the most common discounts with a description to each:
Multiple policies – having several policies with the same provider will automatically give you a discount if the given insurer provides a wide range of services. So if you have health and house insurance with a company that also offers auto insurance quotes – don’t hesitate to get covered with them as you can get a pretty decent discount.
As we approach the end of the Presidential campaign, there’s been no real discussion of how to deal with the increasing numbers who live below the poverty line, nor how many of the poor come from racially disadvantaged groups. The debates seem to have been about the middle class and whether the rich should pay more tax. This is not a sound basis on which to set policy to run our country. In fact, economic and racial discrimination is alive and thriving in almost all states. One of the places it has been more strongly featured over the last few months is California.
Coming up on the ballot this November is Proposition 33 which would allow insurance companies to raise the premium rates for drivers who have any break in their payment history. As you may have noticed, we are still feeling the effects of a recession and there are many families who have been experiencing real financial difficulties. The greatest hardships have been felt in the low income communities of color. Many have been forced to give up their vehicles or risk driving without insurance. In both cases, the effect of adopting Proposition 33 would be to allow insurers to charge them higher premium rates simply because of the gap.